CDI is committed to delivering the resources needed for associates to stay healthy, manage illness and get better faster. All associates working a minimum of 30 hours per week are eligible for insurance benefits on the first of the month following 30 days after date of hire. Eligible dependents include your legal spouse, dependent children up to age 26, and disabled dependents of any age.
CDI offers two medical plans for associates and funds a Health Reimbursement Account (HRA) to assist with out-of-pocket medical costs, like deductibles and coinsurance. The primary differences between the plans are the deductible and out-of-pocket costs, but the company-funded HRA can be used to make up a portion of the deductible balance. These plans utilize the Accord II Network in Minnesota and the BlueCard PPO Network outside of Minnesota.
Good oral care enhances overall physical health, appearance and well-being. Dental Insurance is designed to provide both regular preventive check-ups and additional protection to associates and their families in the event that major dental services are required during the year. CDI offers two dental options for associates - a low option and a high option. While both plans cover necessary preventive and diagnostic services as well as orthodontia for dependent children under age 19, the high option also provides additional coverage for basic and major services.
Associates enrolled in any CDI medical plan option receive an annual preventive eye exam covered at 100% at Blue Cross Network providers. An Enhanced vision plan is also available for both in-network and out-of-network vision material coverage through VSP. This plan provides coverage for frames and lenses (once every other calendar year), or contact lenses in lieu of glasses (once every other calendar year) after a $25 copay at network VSP Vision providers.
Flexible Spending Accounts
These accounts allow associates to save money on a pre-tax basis and use it tax-free to help pay for medical, dental and vision expenses incurred during the calendar year. These funds may be used for prescription drugs, medical equipment, and as a supplement to the company funded HRA. Plan carefully - these accounts operate on a use-it-or-lose-it basis. A separate account offers associates the opportunity to use pre-tax money for child care expenses incurred during the calendar year.