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Total Rewards Philosophy

We believe the value that associates bring to our customers starts with the organization bringing the same value to associates. We believe in the five characteristics in our Value Statement, which are:

Accountability, Compassion, Drive, Excellence and Integrity

These values are pervasive in our organization, including the benefit package offered. Along with pay, the Company provides a benefit program with real financial value. This program has been designed to support and improve the health and well-being of associates and their families, in alignment with the five core values listed above.

CDI Management is an Equal Employment Opportunity Employer and is a Drug-Free Workplace. 

CDI is committed to delivering the resources needed for associates to stay healthy, manage illness and get better faster. All associates working a minimum of 30 hours per week are eligible for insurance benefits on the first of the month following 30 days after date of hire. Eligible dependents include your legal spouse, dependent children up to age 26, and disabled dependents of any age.

Medical Insurance

CDI offers two medical plans for associates and funds a Health Reimbursement Account (HRA) to assist with out-of-pocket medical costs, like deductibles and coinsurance. The primary differences between the plans are the deductible and out-of-pocket costs, but the company-funded HRA can be used to make up a portion of the deductible balance. These plans utilize the Accord II Network in Minnesota and the BlueCard PPO Network outside of Minnesota.

Dental Insurance

Good oral care enhances overall physical health, appearance and well-being. Dental Insurance is designed to provide both regular preventive check-ups and additional protection to associates and their families in the event that major dental services are required during the year. CDI offers two dental options for associates - a low option and a high option. While both plans cover necessary preventive and diagnostic services as well as orthodontia for dependent children under age 19, the high option also provides additional coverage for basic and major services.

Vision Insurance

Associates enrolled in any CDI medical plan option receive an annual preventive eye exam covered at 100% at Blue Cross Network providers. An Enhanced vision plan is also available for both in-network and out-of-network vision material coverage through VSP. This plan provides coverage for frames and lenses (once every other calendar year), or contact lenses in lieu of glasses (once every other calendar year) after a $25 copay at network VSP Vision providers.

Flexible Spending Accounts

These accounts allow associates to save money on a pre-tax basis and use it tax-free to help pay for medical, dental and vision expenses incurred during the calendar year. These funds may be used for prescription drugs, medical equipment, and as a supplement to the company funded HRA. Plan carefully - these accounts operate on a use-it-or-lose-it basis. A separate account offers associates the opportunity to use pre-tax money for child care expenses incurred during the calendar year.


Unexpected events can change your financial situation in the blink of an eye. CDI provides associates with a robust life and disability benefit program to protect associates and their families from the perils of the unexpected.

Life Insurance

Life insurance is designed to provide protection for dependents or to enable a beneficiary to settle affairs in the event of a death. CDI provides associates with Life and AD&D Insurance of 1 times annual earnings, up to a maximum of $50,000. Associates also have the option to buy additional life insurance coverage for themselves, as well as coverage for their spouse and eligible dependent children.

Disability Insurance

CDI provides paid short-term disability benefits for non-job related illness or injury. After a one-week waiting period associates receive payments of 66.67% of weekly pay for up to 12 weeks. Company paid long-term disability insurance is also available for any disability lasting longer than 13 weeks, and is a 60% monthly benefit to a maximum of $7,500 per month.

The Company supports associates in planning for the future and for retirement. All associates, full-time and part-time are eligible and will be automatically enrolled in the salary deferral component 30 days after date of hire. Automatic enrollment in the profit sharing component begins the first of the calendar quarter after completion of one year and 1,000 hours of employment.

Retirement Planning

The 401(k) Profit Sharing Plan is provided through Fidelity Investments with 16 investment options from which to choose. The plan also has a self-directed brokerage account option available for those who wish to have the highest degree of flexibility in selecting retirement savings investments. Contributions and earnings accumulate tax-free until you begin receiving benefits; a Roth 401(k) is also available. Earnings on Roth 401(k) contributions are tax-free as long as the account is held for a minimum of five years and you are of retirement age when you withdraw the funds. The Company’s 401(k) Profit Sharing Plan has 3 separate and distinct components: salary deferral, company match and discretionary profit sharing contribution.


Every associate is essential to the Experience and we believe every associate should be rewarded for the success they’ve helped create.

  • Associate Bonus Plan
  • Legal Plan
  • Paid Time Off
  • Holiday Pay
  • Adoption Assistance Program
  • Life Assistance Program

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